Question

Derogatory item in credit card, how to remove it? Are there any influences on my life?

Answer 1

您好，您可以尝试和银行直接联系看是否有办法能够消除您的derogatory item，或者寻求debt-negotiation lawyer的帮助来和银行协商。您的derogatory item会对您的信用记录有伤害，之后对于您开户，借贷等活动造成影响。